Settlement vs Settling

When to use each in English, with meaning, register, and examples.

Settlement

FormalTop 2,000 (common)C1noun

Settling

Top 2,000 (common)
Most formal: Settlement
 SettlementSettling
Pronunciation🇬🇧 /["/ˈsetlmənt/"]/🇺🇸 /["/ˈsetlmənt/"]/🇬🇧 //ˈsɛt.lɪŋ//🇺🇸 //ˈsɛt.əl.ɪŋ//
MeaningAn agreement or decision reached after a dispute.Making a decision or finding a place to stay.
ExampleThe two companies reached a settlement to avoid going to court.They are settling in their new apartment this weekend.
RegisterFormalNeutral
How commonTop 2,000 (common)Top 2,000 (common)
CEFR levelC1-
Part of speechnoun
Collocationsfinal, lasting, long-term, achieve, agree, reach, agreement, offer, settlement of, under a/​the settlement, settlement with, in settlement of, the terms of the settlement, final, lasting, long-term, achieve, agree, reach, agreement, offer, settlement of, under a/​the settlement, settlement with, in settlement of, the terms of the settlement, final, lasting, long-term, achieve, agree, reach, agreement, offer, settlement of, under a/​the settlement, settlement with, in settlement of, the terms of the settlement, final, lasting, long-term, achieve, agree, reach, agreement, offer, settlement of, under a/​the settlement, settlement with, in settlement of, the terms of the settlement, ancient, early, land, establish, found, grow up, patterns, site, ancient, early, land, establish, found, grow up, patterns, sitesettling down, settling disputes, settling accounts, settling terms, settling in
Antonymsdisagreement, conflict, disputeinstability, unsettling, turmoil
Common mistakesUsing 'settlement' as a verb., Confusing 'settlement' with 'settler' (a person who settles)., Overusing in non-legal contexts.Confused with 'settled' as a past tense instead of a present continuous form., Using 'settling' in situations that require a more formal tone., Mixing up 'settling' with unrelated words such as 'settle down'.
Usage notesUsed in legal contexts, often when parties resolve their issues. Not suitable for casual conversation. Prefer 'agreement' in informal discussions.Use 'settling' when referring to decisions or living arrangements. It's appropriate in most contexts but may be too vague for formal writing.

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Settlement
Settling

Frequently asked questions: Settlement vs Settling

What's the difference between Settlement and Settling?

Settlement: An agreement or decision reached after a dispute. Settling: Making a decision or finding a place to stay.

Which is more formal: Settlement and Settling?

Settlement is the most formal of these.

Can you show an example of each?

Settlement: The two companies reached a settlement to avoid going to court. Settling: They are settling in their new apartment this weekend.

Can I use Settlement and Settling interchangeably?

Not always. Settlement and Settling are related and overlap in some contexts, but they differ in register, how common they are, and usage, so swapping one for another can change the meaning or tone. Check the differences above before substituting.

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