Fraud vs Scam

When to use each in English, with meaning, register, and examples.

Fraud

FormalTop 2,000 (common)B2noun

Scam

InformalTop 2,000 (common)
Most formal: Fraud
 FraudScam
Pronunciation🇬🇧 /["/frɔːd/"]/🇺🇸 /["/frɔːd/"]/🇬🇧 //skæm//🇺🇸 //skæm//
MeaningTricking someone to steal their money or information.A trick to make someone give you money or personal information.
ExampleShe was charged with credit card fraud.He fell victim to a scam that promised easy money.
RegisterFormalInformal
How commonTop 2,000 (common)Top 2,000 (common)
CEFR levelB2-
Part of speechnoun
Collocationsmassive, serious, complex, squad, case, chargeonline scam, investment scam, scam alert, phishing scam, credit card scam
Antonymshonesty, truth-
Common mistakesConfusing 'fraud' with 'fraudulent actions', Using 'fraud' as a verb instead of a noun, Mixing up 'fraud' with 'deception'Confusing 'scam' with 'scam artist' - a scam is the action, not the person., Using 'scam' as a noun without an object, e.g., 'They scam.' - it should be 'They scam people.', Overusing 'scam' in contexts where 'fraud' or 'con' is more appropriate.
Usage notesUse 'fraud' in legal or serious contexts. Avoid using it in casual conversations; instead, use simpler terms like 'scam.'Use 'scam' in casual conversations about dishonest practices. Avoid in formal or academic contexts.

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Scam

Frequently asked questions: Fraud vs Scam

What's the difference between Fraud and Scam?

Fraud: Tricking someone to steal their money or information. Scam: A trick to make someone give you money or personal information.

Which is more formal: Fraud and Scam?

Fraud is the most formal of these.

Can you show an example of each?

Fraud: She was charged with credit card fraud. Scam: He fell victim to a scam that promised easy money.

Can I use Fraud and Scam interchangeably?

Not always. Fraud and Scam are related and overlap in some contexts, but they differ in register, how common they are, and usage, so swapping one for another can change the meaning or tone. Check the differences above before substituting.

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