Amortisation vs Liquidation vs Payment vs Settlement

Quando usar cada um em inglês, com significado, registro e exemplos.

Amortisation

FormalAcima de 10.000 (menos comum)

Liquidation

FormalAcima de 10.000 (menos comum)

Payment

Top 1000 (muito comum)B1noun

Settlement

FormalTop 2000 (comum)C1noun
Mais comum: Payment
 AmortisationLiquidationPaymentSettlement
Pronúncia🇬🇧 //ˌæmɔːtəˈzeɪʃən//🇺🇸 //ˌæmɔːrtəˈzeɪʃən//🇬🇧 //ˌlɪkwɪˈdeɪʃən//🇺🇸 //ˌlɪkwɪˈdeɪʃən//🇬🇧 /["/ˈpeɪmənt/"]/🇺🇸 /["/ˈpeɪmənt/"]/🇬🇧 /["/ˈsetlmənt/"]/🇺🇸 /["/ˈsetlmənt/"]/
SignificadoO processo de pagar uma dívida aos poucos, com o tempo.The process of paying off a debt gradually over time.O ato de vender todos os bens para pagar dívidas.The act of selling all assets to pay debts.Dinheiro dado por algo.Money given for something.Um acordo ou decisão alcançado após uma disputa.An agreement or decision reached after a dispute.
ExemploThe bank offers a detailed plan for the amortisation of your loan.The company's liquidation was announced after several years of financial losses.The payment for the new smartphone was processed successfully.The two companies reached a settlement to avoid going to court.
RegistroFormalFormalNeutroFormal
Quão comumAcima de 10.000 (menos comum)Acima de 10.000 (menos comum)Top 1000 (muito comum)Top 2000 (comum)
Nível CEFR--B1C1
Classe gramaticalnounnoun
Colocaçõesamortisation schedule, amortisation period, amortisation process, amortisation table, amortisation expensebankruptcy liquidation, business liquidation, voluntary liquidation, liquidation process, liquidation saleimmediate, prompt, late, make, authorize, arrange for, be due, option, plan, schedule, in payment, in payment for, in payment of, a method of payment, payment in advance, payment in full, annual, monthly, etc., afford, keep up, meet, in payments, payment for, payment from, the balance of paymentsfinal, lasting, long-term, achieve, agree, reach, agreement, offer, settlement of, under a/​the settlement, settlement with, in settlement of, the terms of the settlement, final, lasting, long-term, achieve, agree, reach, agreement, offer, settlement of, under a/​the settlement, settlement with, in settlement of, the terms of the settlement, final, lasting, long-term, achieve, agree, reach, agreement, offer, settlement of, under a/​the settlement, settlement with, in settlement of, the terms of the settlement, final, lasting, long-term, achieve, agree, reach, agreement, offer, settlement of, under a/​the settlement, settlement with, in settlement of, the terms of the settlement, ancient, early, land, establish, found, grow up, patterns, site, ancient, early, land, establish, found, grow up, patterns, site
Antônimos--refund, reimbursementdisagreement, conflict, dispute
Erros comunsConfused with 'amortization' - the British spelling is 'amortisation'., Using it in informal contexts where simpler terms are preferred., Misunderstanding it as instant payment instead of gradual.Confused with 'liquid' versus 'liquidation'., Using in a non-business context when it is business-specific.Confused with 'receipt'—a receipt is proof of payment., Using 'payment' as a verb instead of a noun., Misplacing the preposition, saying 'payment to' when it should be 'payment for'.Using 'settlement' as a verb., Confusing 'settlement' with 'settler' (a person who settles)., Overusing in non-legal contexts.
Notas de usoUsado em contextos financeiros, muitas vezes em discussões sobre empréstimos e investimentos. Não é comum na conversa do dia a dia.Used in financial contexts, often in discussions about loans and investments. Not common in everyday conversation.Usado em contextos empresariais, especialmente para empresas que estão fechando. Evite em conversas casuais.Used in business contexts, particularly for companies going out of business. Avoid in casual conversation.Use 'pagamento' para se referir a dinheiro em transações, como contas ou compras. É neutro, mas também pode ser usado em contextos formais, como contratos.Use 'payment' when referring to money in transactions, like bills or purchases. It's neutral but can also be used in formal contexts, such as contracts.Usado em contextos legais, muitas vezes quando as partes resolvem seus problemas. Não é adequado para conversas casuais. Prefira 'acordo' em discussões informais.Used in legal contexts, often when parties resolve their issues. Not suitable for casual conversation. Prefer 'agreement' in informal discussions.

Veja em clipes reais

Payment
Settlement

Perguntas frequentes: Amortisation vs Liquidation vs Payment vs Settlement

Qual é a diferença entre Amortisation, Liquidation, Payment e Settlement?

Amortisation: The process of paying off a debt gradually over time. Liquidation: The act of selling all assets to pay debts. Payment: Money given for something. Settlement: An agreement or decision reached after a dispute.

Qual é mais comum: Amortisation, Liquidation, Payment e Settlement?

Payment é a mais comum no inglês do dia a dia.

Qual é mais avançada: Amortisation, Liquidation, Payment e Settlement?

Settlement é o nível mais alto, em C1, na escala CEFR.

Pode mostrar um exemplo de cada?

Amortisation: The bank offers a detailed plan for the amortisation of your loan. Liquidation: The company's liquidation was announced after several years of financial losses. Payment: The payment for the new smartphone was processed successfully. Settlement: The two companies reached a settlement to avoid going to court.

Posso usar Amortisation, Liquidation, Payment e Settlement de forma intercambiável?

Nem sempre. Amortisation, Liquidation, Payment e Settlement são relacionadas e às vezes se sobrepõem, mas diferem em registro, frequência e uso, então trocar uma pela outra pode mudar o sentido ou o tom. Veja as diferenças acima antes de substituir.

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