Credit vs Loan

Quando usar cada um em inglês, com significado, registro e exemplos.

Credit

Top 1000 (muito comum)A2noun

Loan

Top 1000 (muito comum)B2noun
 CreditLoan
Pronúncia🇬🇧 /["/ˈkredɪt/"]/🇺🇸 /["/ˈkredɪt/"]/🇬🇧 /["/ləʊn/"]/🇺🇸 /["/ləʊn/"]/
SignificadoDinheiro que alguém pode pegar emprestado ou que se confia que será pago depois.Money that someone can borrow or trust to pay back later.Dinheiro que você pega emprestado e tem que pagar de volta depois.Money that you borrow and have to pay back later.
ExemploI need to check my credit card balance before making a purchase.She took out a loan to buy her first house.
RegistroNeutroNeutro
Quão comumTop 1000 (muito comum)Top 1000 (muito comum)
Nível CEFRA2B2
Classe gramaticalnounnoun
Colocaçõeslong-term, short-term, interest-free, have, use, get, account, agreement, arrangement, on credit, a letter of credit, long-term, short-term, interest-free, have, use, get, account, agreement, arrangement, on credit, a letter of credit, direct, have, balance, in credit, credit of, direct, have, balance, in credit, credit of, direct, have, balance, in credit, credit of, great, extra, full, give somebody, claim, get, to somebody’s credit, credit for, give credit where credit is due, to somebody’s great credit, to somebody’s eternal credit, great, credit to, opening, closing, end, watch, roll, course, college, earn, award, grant, hourlarge, massive, small, apply for, ask for, request, total something, application, agreement, arrangement, on loan (from), loan from, security for a loan, large, massive, small, apply for, ask for, request, total something, application, agreement, arrangement, on loan (from), loan from, security for a loan
Antônimosdebt, liabilityrepayment, return
Erros comunsConfusing with 'debit', which means spending money instead of borrowing., Using 'credit' as a verb incorrectly; it's typically used as a noun., Forgetting that 'credit' can also mean recognition for achievements.Mixing up 'loan' and 'lone' which are pronounced differently., Using 'loan' as a noun only; it can also be a verb ('to loan money')., Confusing repayment terms with leasing terms.
Notas de usoUsado em contextos financeiros para descrever o empréstimo de dinheiro ou a confiança na capacidade de alguém de pagar. Evite em conversas casuais não relacionadas a dinheiro.Used in financial contexts to describe borrowing money or trust in someone's ability to pay. Avoid in casual conversations not related to money.Use 'empréstimo' em contextos gerais ao falar sobre pegar dinheiro emprestado. Evite em documentos financeiros muito formais; prefira 'adiantamento' ou 'crédito' em vez disso.Use 'loan' in general contexts when discussing borrowing money. Avoid in very formal financial documents; prefer 'advance' or 'credit' instead.

Perguntas frequentes: Credit vs Loan

Qual é a diferença entre Credit e Loan?

Credit: Money that someone can borrow or trust to pay back later. Loan: Money that you borrow and have to pay back later.

Qual é mais avançada: Credit e Loan?

Loan é o nível mais alto, em B2, na escala CEFR.

Credit e Loan estão no mesmo nível CEFR?

Credit: A2, Loan: B2 na escala CEFR.

Que classe gramatical são Credit e Loan?

Credit: noun, Loan: noun.

Pode mostrar um exemplo de cada?

Credit: I need to check my credit card balance before making a purchase. Loan: She took out a loan to buy her first house.

Posso usar Credit e Loan de forma intercambiável?

Nem sempre. Credit e Loan são relacionadas e às vezes se sobrepõem, mas diferem em registro, frequência e uso, então trocar uma pela outra pode mudar o sentido ou o tom. Veja as diferenças acima antes de substituir.

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